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Personal Loans

The money you need, as soon as one hour after loan closing1

Apply online for personal loans both big and small, from $1,500 - $20,000.2.

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This won’t affect your credit score.

What you get with every OneMain personal loan for auto repairs

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.2

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Support from start to finish

Real people in branches, on the phone and ready to help online.

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Loans that work for your budget

Fixed payments and clear, upfront terms.

Consolidate multiple bills into one easy payment.

Explore predictable loan payments that can boost your finances by using our personal loan calculator.

Find a personal loan that’s right for you

  • Loan amounts from $1,500-20,0001
  • Loan terms from 24-60 months1
  • Fixed rates ranging from 18.00%-35.99% APR1
  • Secured and unsecured loan offers

Your path to a brighter future begins here. Apply online, by phone or in one of our more than 1,300 branches.

Secured and unsecured personal loans available

If you have less-than-perfect credit, a secured loan can boost your borrowing power and may mean a lower interest rate, a lower monthly payment or even a higher loan amount. Secured loans are loans backed with something of value like a car, truck, motorcycle or RV, called collateral.

Keep in mind that collateral is subject to eligibility requirements such as the condition and age of your motor vehicle and proof of insurance. If the borrower fails to repay the loan, the lender may reserve the right to take the collateral.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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This won’t affect your credit score.

Clear and easy from start to finish

Let’s run through the basics of getting a personal loan, so you can get one step closer to your goals.

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Customers have relied on OneMain for over 100 years — here’s why6

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Answers to common customer questions

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Get the money you need to move you forward

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This won't affect your credit score.